Credit Insurance Application Solution
The data and workflow tool transforms how banks and other lenders manage credit insurance, risk participation agreements (RPAs) and other forms of risk distribution.
Video Highlights
End-to-end credit insurance workflow automation
The application automates global credit insurance operations, supporting deal capture, portfolio monitoring, downstream reporting, and insurance lifecycle management.
Centralised dashboards and policy management
Users can manage deals, insurance requests, approvals, policy binding, and premium schedules through configurable dashboards designed to improve operational visibility and efficiency.
Integrated risk analytics and reporting
The solution supports counterparty risk management, configurable approval workflows, and custom reporting capabilities powered by the Genesis reporting module.
Platform Overview
Features & Capabilities
Automated Deal Workflow
Monitor deals from initial inquiry to policy binding, with quote capture, NBI workflows, approvals, and real-time operational updates.
Insurance Portfolio Monitoring
Manage premium payments, exposure limits, compliance calendars, counterparty data, and portfolio-level risk distribution.
Reporting & Analytics
Access reporting across deals, portfolios, policies, commissions, financial contributions, and document management activity.
Dashboards, Alerts & Compliance
Role-Based Dashboards
Configure user interfaces and dashboards around specific roles, workflows, and operational responsibilities.
Task & Event Alerting
Trigger alerts for policy events, premium payment schedules, compliance tasks, and other time-sensitive workflows.
Role-Based Access & Policy Controls
Granular permissions ensure only authorized users can modify policies, approve insurance deals, or override risk limits.
Integrations
Loan Capture
Integrates with LoanIQ, ACBS, and other booking systems to support loan and insurance request capture.
Credit Policy
Connects to bank systems for limits, helping teams manage policy workflows and exposure controls.
Counterparty Management
Integrates with counterparty reference data to support insurer, broker, and borrower management.
Back-Office APIs
Includes APIs for back-office systems, enabling connected workflows across operational and administrative processes.
Customization & Extensibility
Configurable Risk & Policy Workflows
Define custom risk limits, policy binding workflows, and deal tracking rules to match internal processes.
API & SFTP Data Integration
Support automated data ingestion from loan systems, counterparty management tools, and back-office systems.
Custom Alerts & Dashboards
Configure notifications for policy events, risk limits, and premium payment schedules to support proactive risk management.
Performance Metrics & Scalability
Scalable Risk Portfolio Management
Designed to handle large volumes of insurance deals, risk policies, and exposure limits across commercial and investment banking.
Low-Latency Processing
Supports real-time updates for deal tracking, premium calculations, and counterparty risk assessments.
Cloud & On-Premise Deployment
Deploy in cloud environments for global accessibility or on-premise for firms with strict data residency requirements.
Component Breakdown
Open Deals Management
Tracks the entire lifecycle of credit insurance deals, from RFQs to policy binding.
Policy Management
Manages RFQs/NBIs, counterparty risk limits, and portfolio risk distribution for efficient risk tracking.
Fee & Premium Calculators
Automates fee calculations, premium payments, and financial tracking for insured deals.
Analytics & Reporting
Real-time dashboards, risk exposure summaries, and financial impact reports for decision-making.
Notifications & Alerts
Timely compliance checks and policy event tracking, alerting risk and treasury teams on critical updates.
Event processing flow
How PBI fits into your existing capabilities
Data ingestion & deal capture
Ingests loan and client data via API, SFTP, or manual entry, initiating the policy workflow.
Risk & exposure assessment
Evaluates counterparty exposure and ensures compliance with internal credit policies.
RFQ/NBI processing & approval
Captures RFQs and NBI requests, enabling brokers and insurers to respond via automated workflows.
Policy binding & compliance checks
Policies are bound, premium schedules set, and compliance tracking begins.
Reporting & portfolio monitoring
Continuously monitors portfolios, manages policy events, and generates compliance reports.